wodrock

Hi everyone, this is my first post in the forum and I'd like to start off with a topic that would probably require some creative thinking. So, what would you imagine the world would be like now if banking/banks never existed. Firstly, I would think there would still be some alternative money system used that doesn't require banks (bitcoins for example, but could it even exist without having banks ever?). Secondly, since banks and money in general came to life because people needed a system to trade items more effectively and there were no banks, I would think people and companies would have huge warehouses. Please, feel free to contribute. This topic interests me a lot, but I'm stuck with my ideas.