marina
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I'm a 30 y/o male looking to meet a philosophically compatible woman
marina replied to KyleK's topic in Meet 'n Greet!
Understanding personality types has helped me have more empathy for myself and others so I find learning as much as I can about all the different personality tools very helpful and valuable :-) -
That's a brave and awesome thing you did Joel.. 9 out of 10 people would have ignored it but you didn't.. you're a real human being! Awake & unafraid to stand up for the innocent! Thank you!
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I regularly watch a very funny, informative podcast posted by some industry leaders in the mortgage and real estate industry and I just had to share today's 5 minute video! The topic is unfortunate (govt regulation always is), but presented in a hilariously funny way in a very short 5 minute video. (Link below) Basically, the CFPB (Consumer Financial Protection Bureau) was created 4 years ago and is outside Congressional oversight because it is officially under the Federal Reserve. (..a whole different topic there.. but I'll keep this post more focused) So... an official report issued by the very same Federal Reserve actually states that their very own CFPB (the extra burden of complying with all the new regulation) has been responsible for holding down loan origination (driving down lending) and being the 'stick in the spokes of the industry!' WOW, thanks for the honesty FED (for once!) The new burden of compliance is estimated to have increased real estate closing costs by about 6% overall.. so the real cost to the average Joe buying a piece of real estate with a mortgage is actually 6% more (not due to inflation, just actual increase in costs) Thank you government regulation!!! (rolling eyes while shaking head) Here's the video.. highly suggest watching it for the comedy alone! http://thenationalrealestatepost.com/the-cfpb-is-the-new-herpes/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+TheNationalRealEstatePost+%28The+National+Real+Estate+Post%29
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AWESOME!!! Thanks for posting.. I re-posted on my facebook page :-D
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LOL.. ok, well.... my initial gut reaction was.. to shake my head and think.. WTF?!? Really? Separate entrances solely based on the economic status of the people? How elitist can NYC get? LOL But... after reading more and doing a bit more research, I see how the developer's hand is forced by the housing board in this and how the overall market is so manipulated that it's really not a true reflection of a free market.. though accepting the current corrupted reality, I guess the resulting condo purchases would be 'free market' based since nobody is forced to buy in a building they don't want to live in.. so... it makes sense to me.. it's just that this wouldn't even exist in a truly free market without overarching government/FED manipulation.
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Ok, wasn't using the word 'segregation' as any sort of shaming tactic or any other way except as a way of explaining the current situation of separating the rich condo owners from the 'affordable' condo owners.. didn't mean for everyone to latch on to it so much.. was simply denoting the current reality.. 'class separation' better? I was really just looking for people's views, because I am genuinely interested in what everyone on here thinks... I wasn't taking a side really.. just trying to work through it. Thanks for everyone's reply's :-)
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thanks everybody for your thoughts.. and just a side note.. any specific language I use may certainly be flawed.. I'm still processing this topic myself and trying to figure out where I personally stand, though I'm certainly aware this particular 'problem' is just a symptom of a greater issue...
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Yeah, I'll admit I'm torn on this one.. I feel the initial gut reaction most people do when I hear about this segregation, but then my rational brain tells me to pause and consider all angles. So on one hand, this is all created precisely due to the forced government policies mandating 'affordable units' in the first place, but on the other hand... aren't we just submitting to the oppressive hand of the state and adding to the dysfunction by creating 'work arounds' that simply erase the issue on both ends? What I mean is, that on one hand, the developer is adjusting to the demands of the state by creating a compromise that will sort of please both sides.. the rich not having to see the 'mandated' poor among them.. while on the other hand, clearly demonstrating how fed policies create inflation and cause prices to rise to a degree that effects the rich much less than the poor. Basically helping create this level of economic disparity. So for someone with an abundance of wealth, it's much less painful to pay for excess, since they usually benefit from the true value of money first, while by the time it 'trickles down' to the common man.. inflation has taken a deeper hold of the overall economy and that same dollar is literally worth less than it was worth just a year ago in the hands of the rich person. Therefore the rich person got to use it first and capture the poorer person's equity. So to the super rich, it's much less painful to spend a million dollars on a condo than it would be to spend a million on a similar condo a year or two later for someone of more modest means. Inflation erodes purchasing power for the middle class and below in a much more significant way and creates ever greater inequality. This domino effect is on going and actually creates the need to 'mandate' affordable housing since what they're really saying is just 'let the poorer people' have a chance in living in the city .. because if it wasn't for this mandate, the rich would simply take the whole thing over.. (and then who would wash the dishes or watch the kids of all the super rich?)
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Being in real estate, I'm always reading industry news and I came across an article that really stood out to me and after researching more.. it turns out this isn't a novel idea. Apparently this is a growing trend in big cities like London and NYC. With prices in large cities climbing higher and higher, new housing developments are being required to include a certain percentage of 'affordable housing' options in order to get final 'planning permission.' So these upscale developers are addressing this 'problem' by adding 'alternative' side entrances for the building's lower-income residents. Often, it's not just a side alley entrance for 'poor people' but entirely separate common elements like mailboxes, garbage disposal facilities, and staircases. So this literally creates a separation of the 'affordable' housing condos from the rest of the luxury development.. so the rich people never have to accidentally run into the 'lower class' condo owners while living in the same building. My initial reaction was that this is pretty crazy and I couldn't believe these 'poor doors' were being approved by the housing authorities in these cities, but then those same authorities were the ones mandating these 'affordable' units before approving the whole project in the first place! I get that they want a diverse mix of residents in very expensive cities but this is just an example of how screwed up the Fed's inflation policies are... the rich spend their money like it's water because otherwise that money looses value through inflation, so they don't care about paying more and more for the condo units, but how do we, as a general society deal with this new 'class segregation?' Here's the article about the new condo building in NYC: http://www.newsweek.com/new-york-city-approves-poor-door-luxury-apartment-building-260218
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WOW!!! Madness is now the new normal in police departments across this country! This is so crazy I have no words.. I REALLY hope people show their outrage now that this has come out in the media. I'm going to share this madness on my facebook wall and ask that everyone I know do the same so that maybe overwhelming public outrage helps this boy by making the case too high profile for the police department to pursue further. We 'the people' need to shame the police into dropping this case! We should also all be familiar with a concept called 'jury nullification' which is this boy's only hope if this actually goes to trial.
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Wow.. that resonates with me a lot... I constantly feel like I have to censor myself.. Not with everyone or all the time.. but definitely 80% of the time.. & the other 20% of the time I 'agree to disagree' with people.. which isn't very satisfying either.. I'm not sure where to go from here, but I feel myself withdrawing from all the 'zombies' of the world.. which leads me to look anti-social. And considering how 'extra social' I was just a few months ago (and for the last 10/15 years) I'm not really sure how to deal with that.. and how to balance it..
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Ahahaha... Jonny...that literally made me laugh out loud!!! :-D LOL..on a slightly serious note..I like Sprouting Change or Rawganic & Vitalize best I think.. :-P After some thought.. I LOVE VITALIZE!!! ..it's simple and meaningful
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I'm a real estate agent which means I'm an independent contractor. I work for myself but within a larger brokerage. I certainly consider myself entrepreneurial because if I don't create business I don't get paid a salary & I've been supporting myself full time this way for almost 8 years.. I only get paid a commission for producing results. So I'd definitely love to join in and meet everyone else. :-)
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I was born in Kiev (while it was all still USSR so 'technically' Russia) and I speak Russian (and can read & write) but English has now become my first language since I've been in the U.S. since 1989. I dont think I have the vocabulary to discuss these complex topics/ideas in Russian but I imagine it'd be helpful for me to try since I'm eventually going to have to discuss my new way of life & way of thinking with my family. Anyway... just thought I'd pop in and say hi :-)
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I think that's AWESOME!!! I'll have to give the name some thought but the business idea ROCKS!!! There are juicing places popping up throughout the country and I have one near me I frequently go to especially when I'm being lazy and don't juice my own veggies at home. I only have a centrifugal juicer and sometimes borrow my neighbor's masticating juicer but my juices are never as good as the ones I get from this place called Fruitive near me. I think it is important that people are educated and understand the difference between raw/unpasteurized organic juice and all the other crap masquerading as 'healthy juice' out in the marketplace.
