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Mark to market (as I understood) it was huge because it incorrectly valued real estate on the books at the bank. It was something other and purchase price/ realized value/ or fair market value. Well Fargo bought a 120+\- M property at auction from itself for $100. If transactions such as this become trendy will there be significant errosion in bank inventory and thus bank value i.e. bank stock value ...i.e. Dow avg. Etc. Etc.

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